Tag: Statistics

It might not seem all that obvious, but we live in a nation where owning a cell phone has become deadly and get this, 13% of all drivers in the U.S. don’t have car insurance. That’s insane!  We seem to be addicted to texting and driving, and the sad thing is that it doesn’t seem to be slowing down. 

Based on historical data we found from the U.S. Department Of Transportation, we structured our own 2019 survey to benchmark deaths related to cell phone use and driving habits.

The survey was run on 1,430 drivers from the USA from 2/1/2019 to 2/26/2019. 

Top Texting & Driving Statistics:  

• 2,841 people were killed in car crashes linked to distracted driving in 2018 alone.
• 385 people died in car crashes linked to texting while driving in in 2018 
• 1.6 Million crashes happen every year because of someone using a phone while driving
• About 14% of all fatal crashes involve some sort of cell phone use.
• Around 390,000 injuries happen yearly from accidents caused by texting & driving.
• Distracted driving was responsible for 8.5% of all fatal motor vehicle crashes in 2019 
• 1 out of 4 car accidents in America are caused by texting and driving.
• You are 24 times likely to crash your car if you start texting while you’re driving. 
• 202 teens ages 15 to 19 were killed due to texting and driving in 2018
• Car insurance premiums have increased up to almost 10,000% due to distracted driving..

Texting And Driving Death Statistics

How Many People Die From Texting And Driving?

Unfortunately, 385 people were killed in 2018 alone from car crashes linked to texting and driving in the United States. While almost every state has made it illegal to text and drive, it still remains a growing issue. This number doesn’t even include the 30 road rage fatalities that happen each year with distracted driving being the initial start of the incidents. 

Key Statistics:

• 385 people died in car crashes linked to texting while driving in in 2018
• About 14% of all fatal crashes involve some sort of cell phone use.
• 25% of drivers involved in fatal distracted driving crashes were young adults aged 20-29.
• In 2017 there were 401 fatal crashes linked to cell phone use while driving. 
• Around 4,000 people were killed in 2016 due to distracted drivers. 
• In 2019, 48 States in America banned texting and driving.

How Many Deaths A Year Are Caused By Texting And Driving?

Every year about 381 people die as a direct result of car accidents linked to texting and driving.  While this is an average over the last 10 years, the numbers are increasing to the point where more people are dying from texting and driving than there are from mass shootings.

How Many People Die A Day From Texting And Driving?

8 people are killed every day as a result of a distracted driver in the United States.  As Americans, we often overestimate our ability to actually drive and multi-task, when the truth is that no one should attempt to drive and text at the same time.

Texting And Driving Accident Statistics

How Many Accidents Are Caused By Texting And Driving?

According to The National Safety Council distracted driving leads to about 1.6 million car accidents each year.  1 out of 4 car accidents in America are caused by texting and driving and about 390,000 injuries happen each year from accidents caused by people texting and driving.

In 2019 we see that around 90% of people said they will use their cell phone while driving. The same 90% also said they might also be eating food or drinking a soda.

Key Statistics:

• 1.6 Million crashes happen every year because of someone using a phone while driving
• Around 390,000 injuries happen yearly from accidents caused by texting & driving.
• 1 out of 4 car accidents in America are caused by texting and driving
• About 1,000 injuries per day happen because of someone texting and driving.
• In South Africa, about 25% of all road accidents are caused by texting and driving.

How Many Times More Likely Are You To Crash While Texting?

You are 24 times more likely to crash your car texting while driving and 6x (times) more likely to cause an accident while texting and driving than you would from driving drunk. There really isn’t any reason to be on your phone when driving.

Key Statistics:

• You are 24 times likely to crash your car if you start texting while you’re driving.
• You are 6x (times) more likely to cause an accident while texting and driving than you would from driving drunk
• Talking on the phone puts you at 4x(times) likely to be in an accident while texting puts you at 8x(times) more likely.

How Many People Die From Distracted Driving?

Sadly, about 2,841 people died from distracted driving-related car crashes in 2018. In 2019, distracted driving was responsible for about 8.5% of all fatal motor crashes in America. While all of the crashes aren’t caused by texting while driving, a large majority still involved cell phone use. 

Key Statistics:

• 2,841 people were killed in car crashes linked to distracted driving in 2018 alone.
• Distracted driving was responsible for 8.5% of all fatal motor vehicle crashes in 2019 
• About 1 out of 5 people that were killed by a distracted driver were pedestrians, walking, or riding a bike. 
• Distracted driving is responsible for about an average of 3,500 yearly deaths. 
• Distracted driving killed 1,730 drivers, 605 passengers, 400 pedestrians and 77 bicyclists in 2018 alone.
• This means in 2018 there were 506 non occupants that were killed by distracted driving. 
• Every year distracted driving claims 3,500 lives which is about 9 to 10 lives per day.
• 3,577 people were killed by distracted driving in 2015.
• 31% of drivers are distracted by their dogs in the car. 
• 69% of distracted drivers in fatal crashes were male in 2018.

How Many Accidents Are Caused By Distracted Driving?

Distracted driving was responsible for over 390,000 accidents and injuries in 2018. According to all police-reported traffic crashes, 14% of them were caused by distracted drivers. About 25% of them were between the ages of 20 and 29.

Key Statistics:

• Around 390,000 injuries happen yearly from accidents caused by texting & driving.
• In 2018 14% of all motor vehicle traffic crashes were caused by distracted driving according to police crash reports.
• 25% of distracted driver involved crashes were caused by Americans between the ages of 20 and 29.

What Is The Definition Of Distracted Driving?

In “Plain English,” distracted driving is anytime you do something to take your attention away from focusing on driving. This means face timing, going live, doing it for the gram, talking on the phone, texting, or playing with your dog in the car are all forms of distracted driving. 

What Is The Most Dangerous Kind Of Distracted Driving?

Texting is the worst type of distracted driving because it requires you to use every sense of driving. You take your eyes off the road, go down to one “or no” hands on the steering wheel, and your focus and attention for driving drops drastically. In fact, taking your eyes off the road for 5 seconds is equal to driving an entire football field with your eyes closed. 

Cell Phone Study & Driving Statistics For 2019

Is Cell Phone Use While Driving Dangerous?

Using a cell phone while driving is one of the most dangerous activities you can do. In 2019 88% of all our survey respondents stated that they use their smartphone while driving. 90% of our survey respondents also said that along with using the phone while driving, they would even probably eat or drink while driving.

Based on the above numbers we can easily see a direct correlation of the increase in smart phone use while driving with an increase of deaths caused by distracted driving. This trend is only increasing!

Key Statistics:

• 88% of drivers use their smartphone while driving.
• Drivers use their phones for up to 3.5 minutes per hour when driving. 
• Over 68% of drivers text while driving.
• 94% Of our survey respondents support a ban on texting while driving..
• 90% of our survey respondents said they use their cell phone while driving.
• 90% of our respondents also stated that they also will be eating food or drinking a soda while driving.
• More than 15% of drivers said they take selfies while driving in 2019.
• In 2019 we found that 5% of drivers “Go Live” while driving.
• More deaths could be caused by drivers taking selfies that aren’t reported.
• There is no difference in the cognitive distraction between using a handheld or hands-free device while driving.
• Drivers are 12.2 times more likely to crash while dialing a phone.
• 77% of adult drivers think they can easily manage texting while also navigating the road.
• 28% of people say they suffer from the fear of missing out (FOMO) so they use their phone while driving.
• Texting while driving results in 400% more time with a driver’s eyes off the road.

How Many Pedestrians Are Killed By Distracted Drivers?

About 16% of all traffic fatalities are made up by pedestrians, and in 2018 alone, 506 pedestrians were killed. Over 10 years, pedestrian deaths from distracted drivers have risen by over 27%. It doesn’t seem to be slowing down.

Based on the data above we can see that pedestrian deaths are increasing year after year.  The data also shows us that drivers are seeing more pedestrians who are not looking both ways before they cross the street, instead they are looking at their cell phones.

Key Statistics:

• Pedestrian deaths make up 16% of total traffic fatalities.
• Pedestrian deaths rose by 27% from 2007 to 2017
• In 2019 over 80% of drivers witnessed pedestrians cross the street while looking at their cell phones. 
• 5 States — CA, FL, TX, NY And AZ — Accounted For 43% Of Pedestrian Deaths During The First Half Of 2017
• The number of pedestrian deaths have increased right along with cell phone ownership.

Teen Texting And Driving Statistics

How Many Teens Die From Texting And Driving?

In 2018, about 202 teens (age 15 to 19) were killed in car accidents linked to texting and driving. Distracted teens are also responsible for killing about 256 people in crashes in 2018. In total, there were 217 distracted teens involved in fatal crashes in 2018.

Key Statistics:

• In 2018 about 202 teens between the ages of 15 to 19 were killed in crashes linked to texting and driving.
• In 2018 there were 256 people killed in crashes that involved a distracted teen between the ages of 15 to 19.
• 237 distracted teen drivers aged 15 to 19 were involved in fatal crashes In 2018.
• 7% of people that died in a distracted driving accident in 2018 were teens aged 15 to 19 years old.
• Drivers aged 15-19 were more likely to be distracted than drivers aged 20 and older in 2018. 
• 9% of American teens that died in 2018 were killed in distracted driving car crashes. 
• The #1 killer of teens in America is car crashes.
• The reaction time of a teen using a cell phone is equal to that of a 70-year-old woman not using a hand-held device.
• 39% of high school students texted or emailed while driving In 2019.
• White students (44%) are texting and driving more than Hispanic Students (35%) and Black students (30%).
• Students who texted or emailed while driving were also more likely to not always wear a seat belt. 
• In 2018 2,121 people were killed in crashes that involved a teen driver between the ages of 15 and 18.
• Each year about 1,600 children are killed by distracted drivers and people texting while driving. 
• In 2016 about 263 teens (age 15 to 19) were killed as a result of distracted driving.
• 10% of all teen car crash fatalities in 2016 involved distracted driving.
• Teens between the ages of 16 – 19 are 3x (times) as likely to be involved in a fatal car crash than any other age group.
• A teen driver is 4X more likely than an adult driver to get into car crashes when talking or texting on their cell.
• Adding only one additional passenger to a car with a teen doubles their risk of getting into a fatal car accident.
• Putting two or more passengers in the car with a teen driver increases their chance of a fatal accident by 5x(times).
• While drinking & driving fatalities have decreased in teens, the number of traffic fatalities have not.
• Just 1 out of every 5 teens actually think that texting impacts their driving performance.

How Many Teens Die A Day From Texting And Driving?

In the United States, 11 Teenagers are killed while texting and driving every day. This number doesn’t include anyone else in the car, only teen drivers killed while texting and driving.

How Many Teens Text And Drive?

About 38% of teens reported that they text while driving during a survey of more than 100,000 American teenagers. The amount of texting and driving also seemed to increase with the respondents’ age, with 56% of people 18 and older saying they frequently text and drive.

Key Statistics:

• 94% of teens say they know the danger of texting and driving but 35% them still do it.
• 40% of teen drivers said they have been in a car when the driver’s use of a cell phone caused an accident. 
• About 19% of all drivers, especially teens, surf the internet . 

What Percentage Of Teens Say They Don’t Text And Drive?

65% of teens in America say they don’t text and drive, while about 77% of them say that their parents tell them not to text and drive. We need to increase both of these numbers to decrease the number of fatal accidents. 

Distracted Driving & Insurance Statistics

Does A Texting Ticket Raise Insurance On Your Car?

Yes, suppose you are ticketed for distracted driving or texting while driving. In that case, you can see an average of a 16% increase in your monthly premiums. According to CarInsurance.com, in 2019, a driver texting ticket was increasing rates by up to 23%.

Key Statistics:

• Getting a ticket for distracted driving will drive up your car insurance costs by an average 16% or about $226 a year.
• Insurance premiums have gone up nearly 10,000% due to distracted driving. 
• Compared to a DUI, distracted driving violations are still minimal.

States With Largest Insurance Fines for Distracted Driving (Annually):

1. Vermont – 56% (+$600)

2. Montana – 33% (+$464)

3. Oregon – 32% (+$440)

4. Connecticut – 30% (+$463)

5. North Carolina – 30% (+$289)

1. Mississippi – 29% (+$446)

2. Arizona – 29% (+$372)

3. Maine – 29% (+$258)

4. Michigan – 28% (+$762)

5. California – 28% (+$510)

States with Smallest Insurance Fines for Distracted Driving Violation:

1. New York – 5% (+$93)

2. Wyoming– 6% (+$87)

3. Hawaii – 9% (+$94)

4. Texas – 10% (+$177)

5. Kansas – 12% (+$180)

1. Maryland – 13% (+$167)

2. Pennsylvania – 13% (+$179)

3. Idaho – 14% (+$138)

4. Louisiana – 15% (+$347)

5. Delaware – 15% (+$276)

Will Life Insurance Pay-Out For Distracted Driving?

Yes, in all but a few cases, life insurance will pay out if someone’s death is caused by distracted driving. The few issues are usually if you are killed while drinking and driving before your 2-year incontestability clause is up. This is because most insurance companies view drinking and driving deaths as suicide and don’t payout for the first 2 years of the policy.

Looking at the above charts we can see that even though we seem to have no problem risking our lives for a tweet here or a text there, or going live, or trying to get that perfect selfie, we aren’t doing much to protect ourselves and our family if something happens.  

Key Statistics:

• Over 60% Of Drivers Have Life Insurance.
• 30% Of Drivers Have Absolutely No Life Insurance Even Though They All Text And Drive.
• Over 50% Of Drivers Have Less Than $100,000 In Life Insurance.
• 75% Of Our Respondents Don’t Have The Recommended 10X Their Annual Income In Life Insurance.

Taking Action

Concluding Thoughts

In all honesty, this doesn’t look good for us; while we are all afraid of the reality that one day a rogue A.I. will take over and run the world, right now, it’s our own cell phone that is causing our deaths. 

Texting and driving really isn’t worth the risk of having a much higher car insurance premium, nor is it worth dying over.

However, having some type of life insurance is essential. With instant life insurance or no medical exam life insurance, there is no excuse to not get covered. We must protect ourselves from this “new predator,” known as the Cell Phone.  

Sources: 

Drive Different | NAIC | Crash Stats | AAA | Policy Advice | Quizlet | AAFP | Carinsurance.com | CDC | Dallas Car Accident Lawyers | Do Something | Drive Safe Online | Edgar Snyder | III | Net Safe Utah | NHTSA | Teen Driver Source | The Zebra | Trusted Choice | Victoria Advocate | 

Our Insurance Statistics pages will cover topics and stats discussing everything insurance related.

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• How Big Is The Insurance Industry In The U.S.? 15+ Industry Statistics In For 2021

There seems to be no end to student loan debt, and now with the average student loan debt being over $38,787 per student borrower, it feels like we will be paying for school for quite some time. But can we use these statistics to understand a pattern and figure out how to slow down this huge American debt?

In this post, you will find everything you need to know about the average student loan debt, the total student loan debt, borrower statistics, and much more.

Top Student Loan Debt Statistics:

• $1.73 Trillion is the current and total student loan debt. 
• The average student loan debt per borrower is over $38,787
• There are 44.7 Million borrowers with student loan debt 
• On average, graduate students leave college with $66,000 in student debt
• 20% of all federal student loans are in default compared to just 10.1% for private student loans. 
• There was a 4% increase in student loan debt in 2020
• There was a 107% increase in student loan debt this decade. 
• 69% of the Class of 2018 took out student loans 
• 92% of student loan debt is federal
• There is $135 Billion in private student loan debt. 

What Is The Average Student Loan Debt In America?

The average student loan debt in America is more than $30,000 per student borrower, which is more than a 26% increase in the amounts students have borrowed in the past. This is no surprise since the average total student loan debt has jumped more than $1,000 some years over the last decade.

Key Statistics:

• The average student loan debt per borrower is over $30,000 
• 2019 college graduates that took out student loans, on average, borrowed $30,062. 
• That number is $6,300 more than student borrowers from the class of 2009
• Over the last decade, student borrowing has increased by more than 26%
• In 2009, about 68% of college graduates took on student loan debt vs 65% in 2019.
• Some years have seen more than a $1,000 jump in the average student loan debt. 
• The average monthly student loan payment is between $200 and $300 per month.
• In 2016, 83% of graduates from for-profit four-year colleges had student loan debt.
• In 2016, the average student graduated with $39,900 in college debt. 
• 62% of 2019 college graduates graduated with student debt. 
• Among these graduates, the average student loan debt was $28,950
• On average, 2018 college graduates that took out a loan owe $29,200 
• The average American household that has student loan debt owes around $47,671

How Much Student Loan Debt Is There In The U.S.?

In 2024 the national student loan debt was over $1.7 trillion, about a 4% increase from 2019. The student loan debt was around $1.6 trillion. This isn’t good news when you consider that 2 out of 10 students in 2018 who took out student loans are behind on their payments.

Key Statistics:

• $1.7 Trillion is the current and total student loan debt.
• About 43% of all Americans who attended college took on some type of debt to go to school in the past. 
• Currently 54% of all Americans that attend college need to take out some type of debt to be able to afford to go.
• 93% of education debt is in the form of student loans
• 31% of people used other forms of borrowing for their college needs.
• 24% of Students funded their college through credit cards 
• 7% of Students funded their college with home equity lines of credit
• 12% of Students funded their college with other types of credit
• $500 billion in federal student loan debt is owed by borrowers between the ages of 25 and 34. 
• The largest amount of student loan debt (around $602 billion), is owed by borrowers aged 35 to 49.
• Only $262 billion is owed by people who are aged 50 to 61

How Much Has Student Debt Increased?

Student loan debthas increased by 4% as of the third quarter of 2020. This is based on a comparison of the third quarter of 2019. However, this number seems small when you look at the past decade, which saw a 107% increase in student debt.

Key Statistics:

• There was a 4% increase in student loan debt in 2020
• There was a 107% increase in student loan debt this decade. 

Growth of Student Loan Debt (in trillions):

What Percentage Of Student Loan Debt Is Federal?

92% of all student loan debt is Federal, and of that, 52.8% is in Stafford Loans. Just around 35.5% of federal student loan debt is in the form of direct consolidated loans. Parents account for about 6.4% of student loan debt through Parent PLUS loans.

Key Statistics:

• 92% of student loan debt is federal
• Stafford Loans accounts for around 52.8% of federal student loan debt
• 18.6 percent of federal debt is in subsidized Stafford loans
• Unsubsidized Stafford loans account for 34.2% of loans
• Direct Consolidated loans account for 35.5 percent of federal student loan debt
• Parent PLUS loans account for 6.4% of student loan debt borrowed by parents. 
• Graduate and professional students carry 5% of student loan debt by way of Grad PLUS loans.
• Perkins loans are responsible for 0.4% of student loan debt 
• Annually the federal government loans out $45.3 billion to 44.4% of all postsecondary students. 
• $77 billion for federal direct student loans and $13.3 billion for FFEL loans are budgeted for every year by the ED.
• $90.2 billion is budgeted for all loan programs, leaving $44.9 billion leftover after distribution to students.

What Is The Average Private Student Loan Debt?

$29,000 was the average private student loan debt in America during the 2017 to 2018 school year. The Average debt for private non-profit colleges and universities was $33,500. In total, there is $135 Billion in private student loan debt. 

Key Statistics:

• There is $135 Billion in private student loan debt. 
• Undergraduate loans account for 88.5% of all private student loan debt. 
• Graduate loans account for 11.5% of all private student loan debt. 
• Student loans from private sources such as banks and credit unions account for 13% of student debt. 
• Student debt in the private sector hit around $13.1 billion in the 2018-2019 school year. 
• 39% of private loan borrowers In 2015-2016 attended schools that had tuition costs of $10,000 or less.
• The class of 2018 had 17% of their student loans come from the private sector. 
• In April of 2019 interest rates for private loans ran up to 14.24
• Only 5% of the $259 billion dollars borrowed by students was private loans for the 2018-2019 school year. 

What Is The Private Student Loan Default Rate?

Around 10.1% of private student loan debt is in default, down from 10.8% in previous years.  Colleges that were for-profit had the highest default rates at 15.2% and public colleges had 9.6% default rate.  The lowest default rate went to private colleges with a rate of 6.6%.

Number Of Americans In Student Loan Debt

How Many College Students Are In Debt?

There are 44.7 Million college students in debt, and on average, each of them owes more than $37,000 in education debt. 6.5% of that student loan debt is at least 90 days past due or in default.

Key Statistics:

• There are 44.7 Million borrowers with student loan debt 
• 2 out of 10 students in 2018 who took out student loans are behind on their payments
• In 2019 people over the age of 60 in America owed over $86b in student loan debt
• 6.5% of student loan debt is at least 90 days past due or in default.
• In 2019, 43 million Americans held some debt from trying to get a college degree.
• Adults represent 14.% of student loan debt.

How Many Student Loans Are In Default

20% of student loans are in default, and according to the U.S. Department of Education — default is defined as having gone 270 days without a payment. Unfortunately, each year about 1 Million student loans go into default.

Key Statistics:

• 20% of all federal student loans are in default compared to just 10.1% for private student loans. 
• Each year more than 1 million student loans go into default. .
• After restoring their loans to good standing 25% of borrowers defaulted again on their loan within 5 years. 
• Of the 4.2 Million borrowers who entered repayment in 2019 — 417,429 of them defaulted on their loans.

Student Loan Default Rates By College Type

Average Graduate Student Loan Debt Statistics

How Much Debt Does The Average College Graduate Have?

The average college graduate has about $66,000 in debt when they graduate. This doesn’t include the undergraduate debt, which takes the total to more than $71,000 in debt when everything is said and done.

Key Statistics:

• On average, graduate students leave college with $66,000 in student debt
• Only 36% of student borrowers, still current on their loan, had reduced their balance over the last 12 months of 2019.
• $71,000 was the average student loan debt for the class of 2015 – 2016. 
• The average graduate student is looking at about $949 per month for their monthly loan payments. 
• Graduates that obtain their master’s degree usually leave school owing $64,800 in debt.
• Doctors who go for more specialized programs that last longer can owe around $183,200 in debt.

Percentage Of College Students That Are In Debt After College

70% of college students are still in debt after college. In 2020 the average graduate left school with around $30,000 in debt. In 2019 the average graduate left school with $29,900 in debt, and in 2018 the average graduate left school with $25,550 in debt.

Key Statistics:

• 70% of college students take out student loans 
• 21% of 25 to 39 year old’s with at least a bachelor’s degree and outstanding student loans works more than one job.
• Only 27% of college graduates with student loans say they are living fine.
• Just 51% of millennials who graduate college with student loans think the benefits of their degree will outweigh its cost.
• In May of 2018 66% of graduates from public colleges had loans with an average debt of $25,550.
• In 2018 75% of graduates from private, nonprofit colleges had loans with an average debt of $32,300.
• 88% of graduates from for-profit colleges took out student loans in 2018 with an average debt of $39,950
• Almost half of student borrowers who go to for-profit colleges default on their student loan within 12 years. 
• Only 12% of student borrowers that go to public college default on their student loan
• 14% of students that go to a non-profit college default on their student loan.

Average College Debt By Graduate Program

Student Loan Debt Demographic Statistics

How Are Different Demographics Affected By Student Loan Debt?

There are more than 70 million stray cats, dogs and animals living in the United States according to the Humane Society. Of those, only about 6 to 8 million of them will enter the 3,500 animal shelters a year.

Income & Financial Aid Key Statistics:

• Almost half of student aid recipients are financially independent. 
• 24% of financial aid recipients live with their parents. 
• School-owned housing is responsible for housing 14% of financial aid recipients.
• Around 15 percent of financial aid recipients are married.
• Around 3.3 million students under the age of 40 are behind on their student loan payments.
• 17% of student borrowers under the age of 25 are behind on their student loan payments.

Key Statistics By Sex or Gender:

• Females represent about 57% of financial aid recipients.
• Women are responsible for about 58% of all student loan debt.
• Male students are more likely to have their parents take out a student loan for them. 
• Women carry 16% of undergraduate student loan debt.
• Some 8% of women students have postgraduate debt.

Race or Ethnicity Key Statistics:

• Over Half (54%) of student loan debt is owed by White & Caucasian borrowers. 
• African American college students are the most likely to get federal loans borrowing at a 49.4% rate.
• Asian students are the least likely to get federal loans at about a rate of 38%
• Alaska Native & American Indian students are least likely to borrow privately (2.6%).
• 30% of African American college graduates that have a student loan default in the first 12 years of repayment.
• Caucasian students are the most likely to receive private loans, with 7.1% borrowing privately
• 48% of African American students owe an average of 12.5% more than they borrowed just 4 years after graduation.

Key Statistics By Age:

• Every 5 years there is a 50% increase in student debt for borrowers over the age of 60. 
• The highest average student loan debt is $42,600 per borrower and that belongs to people 35-year-of age.
• Students under the age of 30 account for 77.2% of all aid recipients.
• 17.7 percent of students with a student loan balance are under 25 years old.
• 68.6% of indebted student borrowers are between 25 and 50 years old.
• People aged 18 to 29 are twice as likely to have student loan debt than any other age group. 
• African American Borrowers under the age of 40 are the second-most likely to be current with their loan payments. 

Educational Attainment Key Statistics:

• 37% of all federal student loan dollars are borrowed by Graduate students. 
• Some 60 percent of people who obtained an undergraduate degree owe an average of $16,940 each in federal loans.
• Around 42 percent of people who received an associate’s degree owe an average of $21,890 each in federal loans.
• 63 percent of people who got a bachelor’s degree owe an average of $31,790 in federal loans.
• About 54% of students who got a master’s degree owe an average of $70,070 in federal loans.
• 45 percent of students who went after their doctoral degree owe an average of $118,360.
• Right around 71% of people who hold a professional degree owe an average of $199,540.

Key Student Loan Debt & Covid Statistics:

• Around 20 million borrowers were offered student loan debt relief from the CARES Act in the 3rd quarter of 2020. 
• The CARES Act of 2020 offered about 35 million Americans student debt relief.
• Student Debt forbearance increased by 375% during the second and third quarters of 2020. 
• The amount of student loan debt in repayment decreased by 82% in 2020. 
• Until 2021 almost 60% of all debt from federal student loans will remain in forbearance. 
• Over 12 million borrowers have loans in forbearance, which is a 20.5% increase from the previous quarter of 2020.
• Only 0.7% of federal student loan borrowers have loans currently in repayment status.
• 13.9% of students currently in school still owe money on their student loans. 
• There was a 20% increase in federal student borrowers that have loans in grace period status. 
• Over 7% of federal borrowers have loans in deferment status.
• Currently, zero borrowers have loans that are considered delinquent.

Does Life Insurance Cover Student Loan Debt?

Yes, life insurance will cover student loan debt.  The proceeds from life insurance can be used for anything once the funds have been paid out.  It’s probably a solid idea for parents to take out a life insurance policy on their college kids if they co-sign their student loans.

Concluding Thoughts

We all know there is “BIG TALK” about getting rid of the current federal student loan debt via government forgiveness, but until that happens, eventually we will need to knock this average student loan debt down.

This debt doesn’t help at all when you consider that college students will still need renters insurance, car insurance, and even some type of life insurance to cover a student loan if they were to pass away. 

The most shocking statistic that we found was that there was a 107% increase in student loan debt over the last decade.  Hopefully these numbers won’t keep going up.

The global life expectancy at birth for women is 75 years old and for men, it’s 70 years old. However, in America, the average life expectancy for women is 81 years and for men 77 years.

In this definitive guide, we explore all the latest lifespan statistics by state, gender, ethnicity, and income to summarize the current climate of life expectancy.

This data could also be used in figuring out who are the best life insurance companiesbased on things like the average life expectancy of their customers based on the state they live in. 

US Life Expectancy at Birth

Average Life Expectancy in the US Today

Life expectancy at birth definition

The phrase ‘life expectancy at birth’ indicates the lifespan in years of a newborn child if all current mortality factors such as disease, remain the same through its entire life. Unless specified, all American lifespan expectancy figures on this page are ‘at birth’ as a standard.

In this section we cover

• What is the average life expectancy at birth in the US?
• Where does the US rank in world life expectancy?
• What is the life expectancy of an American male or female?
• Which US ethnic group has the longest and shortest life expectancy?

What Is The Average Life Expectancy At Birth In The US?

The average lifespan at birth figures in the US are below;, these are the most up to date available from the OECD, CIA, and life expectancy statistics.

Latest US Average Life Expectancy At Birth Figures:

• 80.0 Years: Central Intelligence Agency (CIA).
• 78.6 Years: Centers for Disease Control and Prevention (CDC).
• 78.5 Years: Organization for Economic Co-operation and Development (OECD).

* Latest available data is from 2017 | ** Latest available data is from 2016

There were a total of 2,813,503 resident deaths recorded in 2017, an increase of 69,255 from the previous year. Life expectancy is essentially a snapshot of any populations overall health. Based on the latest OECD figures (a collection of developed nations), the United States falls behind the member countries average lifespan by 1.9 years.

So What Does the Age Adjusted Death Rate Change of 2016-2017 Look Like?

• Age groups 25-44 death rates increased significantly.
• People aged 85 and over also saw increased death rates.
• Age groups 45-54 decreased in death rates.
• Non-Hispanic white males and females also increased.

Where Does The US Rank In Global Life Expectancy?

America is ranked 43rd out of 224 countries out of CIA’s World Factbook at 80 years.

Monaco leads with 89.4 years, followed by Japan (85.3) and Singapore (85.2).

The CIA data for average expectancy of life is considerably higher than in other studies. Additionally, it is worth mentioning that the percentage of developed nations that were classified as high income within this list are low. 

The Organization for Economic Co-operation and Development (OECD) shows a good outline of where the United States rests out of 44 developed nations.

 Countries like Canada, Australia, and the majority of western European counties all rank above the US average of 78.5 years. In fact, there are 18 countries where the residents can expect to live 3 years longer and 25 countries with average lifespans over 80 years.

• US Ranked 29/44: In the OECD’s developed nation members.
• US is 1.9 years lower than the OECD’s average life expectancy of 80.5.

What Is The Life Expectancy Of An American Male Or Female?

Gender Specific Figures:

• Male: 76.1 years – Average life expectancy of a US male (at birth).
• Female: 81.1 years – Average life expectancy of a US female (at birth).
• 5.0-year difference between average US female and male lifespan expectancy.

Latest available data is from 2017 – OECD

In almost every country in the world, women outlive men and the US is no exception. Women in the US live longer than men by 5 years, according to data from the Organization for Economic Co-operation and Development (OECD). The main change between the previous year’s data is in the lifespan of younger American males, increasing female’s gap by 0.1 years. Over 65 life expectancy data remained the same:

• Male over 65: lifespan expectancy is 18.1 years.
• Female over 65: lifespan expectancy is 20.6 years.

Latest available data is from 2017 – OECD

Which U.S. Ethnic Group Has The Longest Life Expectancy?

Gender Specific Figures:

• 86.5 years – Asian-American
• 82.8 years – Latino
• 78.9 years – White
• 76.9 years – Native American
• 74.6 years – African-American

Latest available data is from 2017 – OECD

According to the latest Centers for Disease Control and Prevention (CDC) data, there was an 11.9-year gap between Asian American and African American residents from 2016-2017. The ethnic groups with lower life expectancy had higher death rates from heart disease and other common mortality factors detailed below.

• The 11.9-year gap between Asian American and African American life expectancy.
• 60% of the deaths in the gap were from heart disease, cancer, homicide, diabetes, and mental health conditions.
• African-Americans in the US are more likely to die from heart disease
• White-Americans suicide rates are twice as likely than African-Americans

Latest available data is from 2017 – OECD

SOURCE REFERENCES

OECD LE at birth data CDC Mortality in the United States CIA world book The Lancet, Forecasting life expectancy

Check Out More Relevant Content – >

Best Life Insurance In Alabama

US Life Expectancy Over Time

Has American Life Expectancy Changed Over Time

In this section we cover

• What is the average Americans lifespan over time (1960-2017)?
• Why has the US had the longest sustained lifespan decline in over a century?
• Projected American life expectancy figures for 2030

What Is The Average Americans Lifespan Over Time? (1960-2017)

Using data from the World Bank and Organization for Economic Co-operation and Development (OECD), we’ve mapped the United States average life expectancy at birth from 1960 to 2017 (being the latest date published).

• Current US life expectancy figures match 2010 (78.6 years)
• Since 1960, US life expectancy has risen 8.7 years
• This could be the first decade the US sees zero increase

On average, age of death averages have increased each decade. However, recent declines have placed the latest figures in 2017 matching that of 2010 meaning we’ll be entering 2020 with the lowest 10 year increase since the 19th century.

Why Has The US Had The Longest Sustained Lifespan Decline In Over A Century?

• 2014-2015 – Figures declined from 78.9 to 78.7
• 2015-2016 – Figures declined from 78.7 to 78.6
• 2016-2017 – Figures declined from 78.6 to 78.6*

*CDC recorded this as a drop by decimal points; this figure was not disclosed

Since 2010, like in many countries across the world, life expectancy is steadily increasing for the United States. However, according to the Centers for Disease Control and Prevention (CDC) and many other sources, it hit a peak in 2014 and has been on a downward trend since.

• 2014-2017 was the longest sustained decline in expected lifespan in a century
• The United States hasn’t declined in expected lifespan for over 2 decades
• The last decline recorded was 1992-1993, dropping 75.8 to 75.5 years

The 2014-2017 drop in the United States life expectancy is the longest sustained downward trend since 1915-1918, where figures were impacted by World War I and an influenza pandemic.

Projected American Life Expectancy Figures For 2030

• Male US life expectancy is projected to increase 76.1 to 79.51 years by 2030
• Female US life expectancy is projected to increase 81.1 to 83.32 years by 2030

Studies from the World Health Organization and Imperial College London suggest life expectancy at birth is set to increase significantly in many developed countries by 2030. Countries like Japan and Monaco currently have the highest rates; however, according to this research, France and South Korea are expected to surpass them in the rankings. Furthermore, South Korean women will pass the average age of death expectancy of 90 years for the first time for any country.

By 2040: According to a new report from the Institute for Health Metrics and Evaluation, the United States is expected to decline in these rankings by 2040. They reviewed their data against the CIA World Factbook data, and it showed an expected decline of 21 spots.

• The US to drop 21 places in global life expectancy ranking by 2040 (64th)
• The US currently ranks 43rd place in the world life expectancy (CIA)

The underlying reasons the US is set to fall behind are:

• Lack of universal health insurance
• Raising obesity levels and correlating diseases
• Higher rates of child mortality

What’s the pattern? In contrast, countries with lower mortality rates share excellent healthcare, low obesity rates, better nutritional diets, and fewer smokers. Of course, this is not pre-ordained, and there is ample time for these projected trajectories to alter their path.

SOURCE REFERENCES

These links will jump you to the bottom of the page with the references URL’s.

OECD LE at birth data The World Bank LE at birth data CDC national health statistics Statista US LE in 2030

US Disease Health Impacts

What Is Causing The Decline In Us Lifetime

In this section we cover

• Top 10 causes in the average US life expectancy decline
• The 3 fundamental areas of change that caused America’s lifespan decay
• Percent of US states without health cover

Top 10 Causes In The Average US Life Expectancy Decline

*Overdoses are included in the ‘unintentional injuries’ category

• Heart disease and cancer each cause 4x as many deaths as all other leading causes
• Nationwide, 70,237 people died following a drug overdose in 2017, a 9.6-percent increase over 2016.
• Suicides took 45,808 lives in 2017
• 42,000 died from opioid overdoses in 2017

The ranking of the top 10 causes of mortality in the US remained the same from 2016 to 2017. The main areas of change came from age-adjusted death rates in suicide, unintentional injuries, diabetes, and pneumonia and influenza.

We see increases in deaths from obesity, substance abuse, and despair; in fact, the decline in the nation’s emotional well-being has been enough to drag down America’s average length of life.

The 3 Core Areas Of Change That Caused America’s Lifespan Decay

The percentage of the USA population that is obese shows a steady increase. Some thought-provoking statistics include:

• The United States had a 40.59% obesity rate in 2017.
• Projected obesity set to rise to 46.6% in the next 10 years (almost half the population)
• Obesity rates rose from 37.06% to 40.59% between 2014-2017
• US is the highest out of OECD’s 44 developed nations, 5.6% ahead of Chile at #2
• The average OECD developed nations obesity rate is 19.5%
• The lowest OECD developed nations obesity rate is Japan at 4.2%

In essence, obesity is the leading factor in the decline in America’s average length of life due to its intertwined relationship with leading mortality issues. Some interesting statistics on this include:

• 57.9% of the calories eaten by Americans come from ultra-processed foods
• Only 30% come from fresh foods
• 2 out of 5 of Americans over the age of 20 are obese
• Being 40lbs overweight cuts 3 years of life expectancy
• Being 100lbs overweight reduces lifespan by 10 years

USA overdose rates show huge increases in deaths from 2014-2017, particularly in males aged 25-54.

• Overdose deaths per 100,000 increased from 13.8 to 21.7 between 2014-2017
• In 2017, there were 70,237 drug overdose deaths in the United States.
• The rate of drug overdose deaths in 2017 was 9.6% higher than the rate in 2016.
• Adults aged 25–54 had higher rates of drug overdose deaths in 2017
• In 2017, the states with the highest drug overdose death rates were:
• West Virginia (57.8 per 100,000)
• Ohio (46.3 per 100,000)
• Pennsylvania (44.3 per 100,000)
• District of Columbia (44.0 per 100,000)

One of the leading factors is the increase deaths from synthetic opioid overdoses such as fentanyl analogs, fentanyl, and tramadol.

• Drug overdose deaths involving synthetic opioids increased by 45% in 2016-2017
• 2017 – 70,237 overdose deaths, 47,600 by opioid (67.77%)
• 2007 – 36,010 overdose deaths, 18,515 by opioid (51.41%)
• 1999 – 16,849 overdose deaths, 8,048 by opioid (47.76%)

Above, the USA suicide rates over time chart shows the steady increase in suicide deaths per 100,000 population.

• Suicide deaths per 100,000 increased from 13 to 14 between 2014-2017
• Suicide rate increased 33% from 1999-2017 – 10.5 to 14.0 per 100,000.
• In 2017, the suicide rate in rural counties was 1.8 times more than most urban counties
• Suicide deaths per 100,000 for males are up 22.22% per from 1999-2017
• Suicide deaths per 100,000 for females are up 27.27% per from 1999-2017

It’s clear from the data that suicide rates among men are almost 4 times higher than women. However, a study recently published by the JAMA Network Open found that the gap is narrowing in some age groups. Researchers discovered that suicides among girls 10 to 14 years of age have risen by 13% since 2007. Whereas the same age group for boys increased by 7% in the same period.

Confronting these issues is going to be a huge undertaking, they’re multifaceted problems that require in-depth investigation and are often complex due to economic involvement. It is clear that if we want Americans to climb the rankings and live long lives like other prosperous developed countries, change is needed.

Why Has The US Had The Longest Sustained Lifespan Decline In Over A Century?

• 2014-2015 – Figures declined from 78.9 to 78.7
• 2015-2016 – Figures declined from 78.7 to 78.6
• 2016-2017 – Figures declined from 78.6 to 78.6*

*CDC recorded this as a drop by decimal points; this figure was not disclosed

Since 2010, like in many countries across the world, life expectancy is steadily increasing for the United States. However, according to the Centers for Disease Control and Prevention (CDC) and many other sources, it hit a peak in 2014 and has been on a downward trend since.

• 2014-2017 was the longest sustained decline in expected lifespan in a century
• The United States hasn’t declined in expected lifespan for over 2 decades
• The last decline recorded was 1992-1993, dropping 75.8 to 75.5 years

The 2014-2017 drop in the United States life expectancy is the longest sustained downward trend since 1915-1918, where figures were impacted by World War I and an influenza pandemic.

SOURCE REFERENCES

These links will jump you to the bottom of the page with the references URL’s.

CDC Mortality in the United States OECD obesity update CDC Drug Overdose Deaths in the United States CDC Suicide Mortality in the United States

Some Americans Don’t Have Health Coverage

Percent Of U.S. States Without Health Insurance

• The number of uninsured Americans has gone up 7 million without solid health insurance coverage under Trump
• United States uninsured rate was 10.9% in 2016 to 13.7% in 2018
• The critical areas for the decline are in lower income and younger Americans
• 1 in 6 people in Texas doesn’t have health coverage (17.1%)
• Compared with 1 in 36 people in Massachusetts doesn’t have health coverage (2.8%)

The expected lifespan of the average American is a glimpse into the nation’s health as a whole. This sobering data highlights one of the issues mentioned previously, the countries with lower mortality rates share excellent healthcare.

Top 5 US states with the best / worst health insurance coverage percentages:

Why are uninsured rates increasing with Obamacare still active?

• Obamacare premiums have been on the rise.
• Enrollment and outreach funding for Obamacare has been slashed drastically.
• Under Trump, some states now require you to work to get health coverage.
• Some Americans believe Obamacare was revoked.

SOURCE REFERENCES

These links will jump you to the bottom of the page with the references URL’s.

Measure of America – Uninsured US states VOX uninsured America

Life Expectancy In Us By State

Which States Have The Lowest Average Life Expectancy?

• Hawaii is the state with the highest life expectancy at birth being 81.5 years
• Women in Hawaii are the longest living Americans, at 84.3 years
• Men in Mississippi have the lowest expectancy of life in any state, at 71.4 years
• Compared to Hawaii, there are only 20 countries that have a higher life expectancy
• Americans living in much of the South lead shorter lives than the rest of the country.

We know from looking at the global figures earlier that health and lifespan expectancy can be drastically dissimilar geographically. In the US, you can expect to live very different timescales depending on the state and county you reside in.

If you live in Hawaii, you can expect to live 6.9 years longer than if you lived in Mississippi, which range increases to 7.3 years for males.

Longest to shortest US life expectancy at birth states (Hawaii > Mississippi):

• US Average: 6.9-year expectancy of life difference by US state (74.6 – 81.5)
• US Male Average: 7.3-year expectancy of life difference by US state (71.4 – 78.7)
• US Female Average: 6.6-year expectancy of life difference by US state (77.7 – 84.3)

SOURCE REFERENCES

These links will jump you to the bottom of the page with the references URL’s.

IHME country profiles

US States Vs Countries

Comparing State Specific Life Expectancy Globally

There’s a 6.9-year difference between living in Mississippi and Hawaii – We decided to investigate deeper into the disparity between states in terms of how long people live. We compared the countries in the CIA’s global life expectancy report to US states, revealing where your lifespan at birth is on a global scale.

Comparing states to countries enables us to visualize the huge discrepancy in expectancy of life when compared to the global rankings. People living in Mississippi, the lowest state, have the same average lifespan as Montserrat (74.6 years), ranked 122 out of 224 countries. Whereas, residents of Hawaii live as long as people from Anguilla (81.5), the country with the 24th longest lifespan expectancy globally.

Highest States

• Hawaii comes in at 81.5 years, matching Anguilla, ranked 24/224 countries
• California comes in at 81.0 years, matching Finland, ranked 31/224 countries
• Minnesota comes in at 80.8 years, matching the UK, ranked 35/224 countries
• New York comes in at 80.7 years, matching Greece, ranked 36/224 countries

Lowest States

• Mississippi comes in at 74.6 years, matching Montserrat, ranked 122/224 countries
• West Virginia comes in at 74.9 years, matching Thailand, ranked 116/224 countries
• Alabama comes in at 74.9 years, matching Iraq,  ranked 117/224 countries
• Kentucky comes in at 75.1 years, matching Syria, ranked 111/224 countries

Other exciting pairings are where the state life expectancy matches countries that have been through a conflict of late. Countries like Iraq, Syria, Libya are all matching clustered southern states with low life expectancy such as South Carolina, Alabama, and Kentucky.

SOURCE REFERENCES

These links will jump you to the bottom of the page with the references URL’s.

 CIA world book IHME country profiles

Life Expectancy: Income VS State

How Much Longer Do The Rich Live In The Us?

We used income data from a study by JAMA Network by Raj Chetty, his team, and Vox to populate this visualization showing the consistent lifespan disparity between the richest and poorest in every state.

The Chetty study linked 1.4 billion tax returns to the Social Security Administration from all over the US, measuring mortality data. This data shows that, even now, each step you climb on the income ladder will consistently have a significant impact on your overall health and lifespan.

• Every step of the income ladder consistently adds years to your life in every state.
• With a 10-year life expectancy gap between rich and poor residents, the nation’s capital, D.C. has the biggest disparity.
• Kansas. Michigan, Delaware, South Carolina, Georgia, and Indiana have the next largest joint gap of 9 years
• California, Hawaii, Arizona, Alaska, Nevada, New York, New Jersey are the states with the joint lowest gap of 6 years
• 1850 to 1874, there was a 20-year gap between the rich and general population’s expectancy of life.

This gives a unique view of geographic variability in terms of the relationship between life expectancy and income. There was not one single state where income increases negatively impacted lifespan expectancy, and the gap in individual states was alarming.

The poorest residents in D.C. could expect to live almost 10 years less than the richest. Even at the other end of the gradient, the data shows us there was still a 6 year gap between each end of the income scale. 

Looking back it the 1800’s, there was an upsurge in the availability of medical innovations in which only the very rich could afford. During 1850-1874, there was a 20-year gap between the rich and general population’s average lifespan; the irony is that this gap isn’t too different from the one present in D.C. today.

A strong reason for the income gap could be related to the fact that the average age of a small business owner is 50.3 years old.  This means a small business owner in D.C. is going to live longer and probably build more wealth over time.

This data can also be used by companies that offer no medical exam life insurance to help them determine their rates based on overall life expectancy. If you haven’t looked into getting covered, don’t waste any time because we aren’t living longer now days.

SOURCE REFERENCES

These links will jump you to the bottom of the page with the references URL’s.

CIA world book IHME country profiles JAMA Network income vs LE VOX income vs LE

STUDY RESOURCES

REFERENCES, DATA SOURCES & DOWNLOADS

DATA SOURCE AND METHODS

All the data in this study was collected from the medical institutions, and the government body’s references included below. The raw data from the charts and figures are available to download and includes the custom data used to create our own resources and unique views. At the time of this study in June 2019, the majority of life expectancy data is only available up until 2017, when 2018 data is released we will endeavor to update this resource to continue to provide an evergreen location for information.

COPYRIGHT INFORMATION

All data within this study is available via the public domain; therefore, may be copied without permission. We do, however, appreciate linking the citation as the source.

SOURCE REFERENCES

https://data.oecd.org/healthstat/life-expectancy-at-birth.htm https://www.cdc.gov/nchs/products/databriefs/db328.htm https://www.cia.gov/library/publications/the-world-factbook/rankorder/2102rank.html https://www.thelancet.com/journals/lancet/article/PIIS0140-6736(18)31694-5/fulltext#seccestitle230 https://data.worldbank.org/indicator/sp.dyn.le00.in https://www.cdc.gov/nchs/index.htm https://www.statista.com/chart/8286/us-will-trail-other-rich-nations-in-life-expectancy-by-2030/ https://www.oecd.org/health/obesity-update.htm https://www.cdc.gov/nchs/products/databriefs/db329.htm https://www.cdc.gov/nchs/products/databriefs/db330.htm https://www.measureofamerica.org/maps/?state^uninsured^all_all^Health^health https://www.vox.com/2019/1/23/18194228/trump-uninsured-rate-obamacare-medicaid https://www.healthdata.org/results/country-profiles https://jamanetwork.com/journals/jama/article-abstract/2513561 https://www.vox.com/2016/4/25/11501370/health-longevity-inequality-life-expectancy

Frequently Asked Questions

What is the average US life expectancy?

Based on the CDC National Center for Health Statistics’ most recent provisional data, US life expectancy at birth is approximately 78.4 years overall — 75.8 years for males and 81.1 years for females. That represents a rebound from the COVID-era low of 76.4 years recorded in 2021.

Which US state has the highest life expectancy?

Hawaii consistently ranks highest, with a life expectancy at birth of roughly 80.7 years. California, Massachusetts, Minnesota, and Connecticut round out the top five. Common factors across these states include higher median incomes, broader healthcare access, lower smoking rates, and Mediterranean-style dietary patterns.

Which US state has the lowest life expectancy?

Mississippi has the lowest state-level life expectancy at approximately 71.9 years — nearly nine years behind Hawaii. West Virginia, Alabama, and Louisiana rank next-lowest. Contributing factors include higher obesity rates, lower median income, limited rural healthcare access, and elevated cardiovascular mortality.

How does US life expectancy compare to other countries?

The United States ranks approximately 40th globally among developed nations. Switzerland, Japan, Australia, and Singapore all exceed 83 years — five-plus years longer than the US average. The gap persists despite the US spending nearly twice as much per capita on healthcare, a long-standing OECD outlier.

Why do women live longer than men in the US?

US women outlive US men by about 5.3 years on average. The gap reflects a mix of biological factors — lower cardiovascular mortality in women, cellular-level protective effects of estrogen — and behavioral factors including higher male rates of smoking, fatal accidents, suicide, and occupational hazards. The gap widened during the pandemic and has partially narrowed since.

How much does income affect US life expectancy?

Research from Stanford and Harvard (Chetty et al., JAMA 2016) found the richest 1% of American men live roughly 15 years longer than the poorest 1%, and women show a similar 10-year gap. The drivers are healthcare access, nutrition, occupational exposures, chronic stress, and behavioral differences in smoking, exercise, and preventive care.

Methodology

Figures in this guide are compiled from three primary sources: the CDC’s National Center for Health Statistics (NCHS) — specifically the most recent National Vital Statistics Reports and provisional life-expectancy data releases; the OECD Health Statistics database for international comparisons; and the US Census Bureau American Community Survey for income and demographic cross-cuts. State-level rankings use three-year averages to reduce small-state volatility. Income-correlated life-expectancy data draws on the landmark Chetty et al. JAMA 2016 study and subsequent National Academies of Sciences reports on working-age mortality.

The CDC life-expectancy-at-birth metric uses the period life-table method, which estimates how long a person born today would live if current age-specific mortality rates held constant. It is a snapshot of current conditions, not a projection of future longevity for anyone currently alive.

This guide was last updated April 2026.

Last year was an especially rough time for nursing homes because over 40% of all reported Coronavirus (COVID-19) deaths in the entire U.S. happened in a nursing home.

That’s a huge number when you consider that only about 1.5 million people live in nursing homes in America. 

And according to the Associated Press, for every two COVID-19 victims in long-term care, there is another who died prematurely of other causes.

In this post, you will discover how many people live in nursing homes, how covid-19 deaths are affecting nursing homes, the number of nursing homes in America, and over 101 additional nursing home stats.

Top Nursing Home Statistics:

• In 2020 over 40% of all reported Coronavirus (COVID-19) deaths in the U.S. happened in a nursing home.
• COVID-19 is responsible for the deaths of over 107,107 nursing home residents. 
• Around 1,340 nursing home staff members have died from the Coronavirus.

• Only 0.46% (roughly 1.5 million) people live in nursing homes in America.
• Around 0.21% (1 million) of elderly adults live in assisted living facilities in the U.S.
• The average age of a nursing home resident is 81.1 years old.
• There are 15,600 nursing homes in America.
• There are over 1.7 million licensed nursing beds inside of nursing homes. 
• 835 days is the average stay in a nursing home.
• 5 Months Is the average nursing home stay before death.

U.S. Nursing Home Population Statistics & Facts

What Percent Of Elderly People Live In Nursing Homes?

Only 0.46% (roughly 1.5 million) people live in nursing homes in America, while about 1 million elderly (0.26%) live in assisted living facilities. Women account for a whopping 70% of all nursing home residents, while men only make up only 30%. 

Key Statistics:

• Only 0.46% (roughly 1.5 million) people live in nursing homes in America.
• Around 0.21% (1 million) of elderly adults live in assisted living facilities in the U.S.
• Women account for a whopping 70% of all nursing home residents.
• Men only make up 30% of nursing home residents.
• Between 1992 – 2009, admissions to skilled nursing facilities increased from 28 to 80 per 1,000 Medicare beneficiaries.
• In 2012 only 1.3 million Americans lived in nursing homes
• 1 in 4 Americans over the age of 85 lived in a nursing home in 1990.
• Around 5 Million senior citizens utilize home health care
• Some 730,000 older adults are in assisted living facilities
• 1 in 9 people age 85 or older lived in institutions in 2010
• Private pay prices for a private or semi-private room grew by 4% to 4.5% per year between 2002 & 2012
• The number of Americans age 65 and older that will require nursing home care will increase by up to 75% by year 2030.
• On average a nursing home has 87 residents on any given day.
• As of 2017 two-thirds of Americans living in a nursing home rely on Medicaid to pay for their care.

How Many People Die In Nursing Homes Each Year?

It was estimated that by 2020 40% of U.S. residents would die in a nursing home; however, due to covid-19, that rate has drastically changed. The Associated Press estimates that for every two COVID-19 victims in long-term care, there is another who died prematurely of other causes. 

Key Statistics:

• 40% of U.S. residents are expected to die in a nursing home by 2020
• 65% of people who entered a nursing home passed away within one year of admission.
• For every two coronavirus victims in long-term care, there is another who died prematurely of other causes.

What Are The Leading Causes Of Nursing Home Deaths?

Alzheimer’s is the most common cause of death in a nursing home; this stat could change if things stay the same or worsen with covid-19 deaths inside nursing homes. 

In a study conducted for 6 months by Science Direct, 39 of their patients passed away in a nursing facility.  The primary causes of death were: 

Top 10 Nursing Home Populations By State, Race, & Ethnicity

What Percent Of Elderly People Live In Nursing Homes?

Only 0.46% (roughly 1.5 million) people live in nursing homes in America, while about 1 million elderly (0.26%) live in assisted living facilities. Women account for a whopping 70% of all nursing home residents, while men only make up only 30%. 

Key Statistics:

• Only 0.46% (roughly 1.5 million) people live in nursing homes in America.
• Around 0.21% (1 million) of elderly adults live in assisted living facilities in the U.S.
• Women account for a whopping 70% of all nursing home residents.
• Men only make up 30% of nursing home residents.
• Between 1992 – 2009, admissions to skilled nursing facilities increased from 28 to 80 per 1,000 Medicare beneficiaries.
• In 2012 only 1.3 million Americans lived in nursing homes
• 1 in 4 Americans over the age of 85 lived in a nursing home in 1990.
• Around 5 Million senior citizens utilize home health care
• Some 730,000 older adults are in assisted living facilities
• 1 in 9 people age 85 or older lived in institutions in 2010
• Private pay prices for a private or semi-private room grew by 4% to 4.5% per year between 2002 & 2012
• The number of Americans age 65 and older that will require nursing home care will increase by up to 75% by year 2030.
• On average a nursing home has 87 residents on any given day.
• As of 2017 two-thirds of Americans living in a nursing home rely on Medicaid to pay for their care.

How Many People Die In Nursing Homes Each Year?

It was estimated that by 2020 40% of U.S. residents would die in a nursing home; however, due to covid-19, that rate has drastically changed. The Associated Press estimates that for every two COVID-19 victims in long-term care, there is another who died prematurely of other causes. 

Key Statistics:

• 40% of U.S. residents are expected to die in a nursing home by 2020
• 65% of people who entered a nursing home passed away within one year of admission.
• For every two coronavirus victims in long-term care, there is another who died prematurely of other causes.

What Are The Leading Causes Of Nursing Home Deaths?

Alzheimer’s is the most common cause of death in a nursing home; this stat could change if things stay the same or worsen with covid-19 deaths inside nursing homes. 

In a study conducted for 6 months by Science Direct, 39 of their patients passed away in a nursing facility.  The primary causes of death were: 

Top 10 Nursing Home Populations By State, Race, & Ethnicity

Number Of Americans Living In Nursing Homes (By State)

Coronavirus (COVID-19) Nursing Home Death Statistics

What Percent Of COVID 19 Deaths Come From Nursing Homes?

40% of all covid-19 deaths in America have occurred in nursing homes; this total includes residents and staff members. In all, 112,373 nursing home residents have died from covid-19, and there have been over 1,380 staff deaths related to covid-19.

Average Age Of Nursing Home Residents

What Is The Average Age of Nursing Home Residents?

A nursing home resident’s average age is 81.1 years old, and almost half of all nursing home residents are age 85 years or older. Single and widowed women account for over 72% of the residents, and the average age for people using long-term care services is around 65 years old.

Key Statistics:

• The average age of a nursing home resident is 81.1 years old
• 7.8% of residents are 95 years old or older.
• 33.8% of nursing home residents are 85-94 years old.
• 26.4% of the older adults in a nursing home are 75-84 years old.
• 16.5% of the elderly people living in a nursing home are 65-74 years old.
• Only 15.5% of people living in a nursing home are younger than 65.
• Single and widowed women account for over 72% of the residents.
• 88% of nursing home residents are 65 or older, and 45% are older than 85 years old.
• Almost half of all nursing home residents are 85 years or older
• In 1999, 52% Of the nursing home population was age 85 or older.
• The average age of a nursing home resident at admission was 82.6 years old In 1997.
• Some 15% of people aged 85 and older live in nursing homes, compared with just 1.1% of people 65-74 years of age.
• The current average age at nursing home admission is 79 years old.
• In 2010, people ages 31 to 64 made up 14% of the nursing home population.
• The ratio of women to men is 7 to 1 in assisted living communities.

Average Length Of Stay In Long Term Care Facilities

What’s The Average Stay In An American Nursing Home?

835 days is the average stay in a nursing home; however, for residents who have been discharged, their average stay in a nursing home is 270 days. At least 10% of the older adults who enter a nursing home will stay there for 5 or more years.

Key Statistics:

• 835 days is the average stay in a nursing home. 
• 270 days is the average stay in a nursing home for people who have been discharged.
• 10% of the residents who go into a nursing home will stay there for five years or more.
• In-home care costs around $3,800 per month for 44 hours worth of care.
• To get a private room in a nursing facility it will cost you around $7,700 per month.
• On average, 4 to 5 years of long term care could cost more than $300,000 depending on where you live.
• In 1999 the average stay for a nursing-home resident was 892 days
• In 1999 the average length of stay for a discharged nursing-home resident was 272 days

What Is The Average Stay In A Nursing Home Before Death?

5 Months is the average nursing home stay before death, while about 53% of residents die within 6 months of admission. About 65% of residents died within 1 year of being admitted to a nursing home. The average stay for women is much more extended than for men at around 8 months.  

Key Statistics:

• 5 Months is the average nursing home stay before death.
• Some 53% of residents die within 6 months of admission.
• About 65% of residents died within 1 year of being admitted to a nursing home
• On average, men die sooner after admission to a nursing home than women.
• 8 months is the average length of stay in a nursing home before death for a woman.
• 3 months is the average length of stay that men had at a nursing home before death
• Nursing home residents who were married died 4 months sooner after admission than unmarried residents.
• Residents with a high net worth died 5 months sooner after admission than those with a low net worth.

What Is The Average Length Of Stay In An Assisted Living Facility

The average length of stay in an assisted living facility is around 2 ½ years to 3 years, mainly because the resident might have to move to a nursing home for more care or due to passing away. The most common reason people leave an assisted living facility is that they need more care.  

Key Statistics:

• 28 months is the average length of stay for residents in an assisted living facility.
• $3,600 is the average monthly cost for an assisted living facility.
• Around 59% of residents in an assisted living facility will eventually move to a skilled nursing facility.
• 78% of all assisted living residents leave because they need more care.
• About 14% of assisted living residents leave to be closer to loved ones.
• Some 12% of assisted living residents will leave because they are dissatisfied with care.
• Cost is the reason about 11% of people will leave an assisted living facility.
• 11% of people leave assisted living facilities because of other dissatisfaction.
• Around 9% of assisted living residents will have to leave because they ran out of money.
• Some 86% of assisted living residents need help with medications.
• About 72% of residents in an assisted living facility need help with bathing.
• 57% of assisted living residents need help with dressing.
• The number of assisted living facility residents that need help with toileting is 41%.
• Around 36% of people living in an assisted living facility need help with transferring.
• 23% of assisted living residents need help with eating.

U.S. Nursing Home Industry Statistics

How Many Nursing Homes Are In The U.S.?

There are 15,600 nursing homes in the U.S.  However, on average, people are only able to visit their family members in nursing homes about 6 times per month.

Key Statistics:

• There are 15,600 nursing homes in the United States Of America.
• The U.S. has 4,600 adult day service centers.
• Some 12,200 home health agencies exist in the U.S.
• 4,300 facilities are dedicated to hospice care in America.
• In the United States there are 28,900 residential care communities
• Around 69.3% of all nursing homes are for-profit.
• RNs will spend about 40 minutes with each nursing home resident daily.
• LPNs will usually spend around 53 minutes per day with each resident.

Best & Worst States For Nursing Homes

Below are the results of a quality rating system created by The Centers for Medicare & Medicaid Services (CMS). Using a scale from 1 to 5, with 5 being the highest satisfaction and 1 being the lowest satisfaction, it turns out that Hawaii nursing home residents are most satisfied with the care and Texas residents are least happy with their nursing home care. 

Top 10 Best Nursing Home States

Top 10 Worst Nursing Home States

What Are The Number Of Nursing Home Beds In America?

According to the CDC, there are over 1.7 million licensed nursing home beds, which has about 1.5 million residents in them. About 79% of beds are occupied every day, and a patient will receive approximately 4 hours of nursing care per day. However, on average, family members only spend 1 hour and 27 minutes visiting their family members in nursing homes.

Key Statistics:

• There are over 1.7 million licensed nursing home beds in The U.S.
• People usually visit their family members 6 times per month in a nursing home.
• In America, about 79% of nursing home beds are occupied every day.
• A patient will receive approximately 4 hours of nursing care per day.
• On average, family members only spend 1 hour and 27 minutes visiting their family members in nursing homes.
• Jobs were 57% of the reason people say it’s too difficult for them to spend more time visiting nursing home relatives.
• It took about 9 visits per month for 45.3% of people to say they were satisfied with their visiting habits.
• Some 39% of people said they found visiting loved ones in the nursing home too depressing.
• 38.3% of visitors said other obligations are the reason they can’t visit relatives in a nursing home more often.
• About 34.4% of visitors say that finances was the reason they weren’t able to visit nursing home relatives more often. 

Number Of Certified Nursing Homes By State

Taking Action

Concluding Thoughts

The most shocking statistic that we found was that COVID-19 nursing home deaths are responsible for over 40% of all coronavirus deaths in America. 

While COVID-19 is reeking havoc on our nursing home community we must all work together to stay safe by wearing masks and practicing our social distancing. 

The average life expectancy has definitely changed for nursing home residents due to COVID-19 and more people are probably going to need some type of long-term care coverage. 

No matter what, we all need to stick together and get these numbers lowered.

Sources: 

AP News | AARP | UMASS Med | GEORGIA DCH | Wikipedia | US News | Pub Med | A Place For Mom | Braswell Murphy | Care.com | Caregiver.org | CDC | CMS | Elder Needs Law | Health Affairs | Health In Aging | Ibis World | Institute On Aging | KFF | LTCCS | Morning Star | My Life Site | NBC News | NCBI | NIA | NOA Medical | NPR | Nursing Home Abuse Center | Research Gatae | 

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